Armoured Car and Cash Transport Awareness 2026
This course is for security guards and store or branch staff who work with armoured car crews, and for people thinking about cash-in-transit work. It covers provincial licensing, firearms law, FINTRAC duties, safe cash practices and robbery response. Crew work needs the licence, firearms licence, Authorization to Carry and training the law requires; this course is background knowledge only.
Quick answer
This free course has about 30 minutes of lessons and a 25-question test. Score 80% or more to download a certificate of completion (private, not accredited). Checked against official sources on October 13, 2026.
What you will learn
- Explain what armoured car and cash-in-transit work involves
- Compare how BC, Alberta and Ontario treat armoured car work
- Describe the federal firearms rules for cash transport
- List the main FINTRAC duties of armoured car businesses
- Apply safe cash practices at a customer site
- Respond safely during and after a robbery
Score 80% or more to download your certificate.
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Question 1 of 25
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Answer: B. One built to protect people inside from forced entry and guns
Section 1 defines an armoured vehicle as a motor vehicle built or adapted to protect its occupants from forced entry and from firearms of a set minimum power.
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Question 2 of 25
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Answer: A. Armoured car guard
The licence table in the BC Security Services Regulation lists 'armoured car guard' for transporting property in an armoured vehicle.
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Question 3 of 25
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Answer: C. A use-of-force and firearms course for armoured car guards
Section 3(4) requires a use-of-force and firearms proficiency course designed for armoured car guards, from the Justice Institute of BC or a provider it approves, or equal experience or training.
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Question 4 of 25
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Answer: C. The name of their employer
Section 12(5) of the BC regulation says a licensee providing an armoured car guard service must wear a uniform showing the name of the person who employs or engages them.
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Question 5 of 25
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Answer: B. They are exempt from that requirement
BC's rules say workers must show their licence on request unless they are working as an armoured car guard or as door security at a liquor establishment.
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Question 6 of 25
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Answer: B. Moving property in an armoured vehicle with armed guards
Alberta's policy manual defines an armoured vehicle service as transporting property in an armoured vehicle with armed guards, and exempts it from licensing. Other ways of working may need a licence.
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Question 7 of 25
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Answer: B. They are listed as exempt from licensing
Ontario lists people paid for work that provides an armoured vehicle service among those exempt from security licensing.
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Question 8 of 25
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Answer: D. A firearms licence and an Authorization to Carry
Under the federal Firearms Act, carrying a restricted firearm on duty needs a firearms licence and an Authorization to Carry; Ontario says armed guards must carry and show both on request.
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Question 9 of 25
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Answer: A. When their main work is moving or guarding cash or valuables
Section 3 of the Authorizations to Carry Restricted Firearms and Certain Handguns Regulations covers a person whose principal activity is handling, transporting or protecting cash or valuable goods, where firearms are needed to protect life.
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Question 10 of 25
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Answer: C. Training in firearms proficiency and use of force
Section 4 of the regulations says the authorization must not be issued unless the person has successfully completed training in firearms proficiency and the use of force.
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Question 11 of 25
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Answer: B. July 1, 2024
FINTRAC says armoured car businesses have had obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act since July 1, 2024.
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Question 12 of 25
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Answer: B. Moving currency, money orders or traveller's cheques
FINTRAC's rules cover businesses engaged in transporting currency, money orders, traveller's cheques and similar negotiable instruments.
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Question 13 of 25
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Answer: A. $1,000 or more
FINTRAC says identity must be verified for anyone who asks to transport $1,000 or more in cash, before the first transport.
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Question 14 of 25
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Answer: D. When it gets $10,000 or more in cash at one time
FINTRAC requires a large cash transaction report when a business receives $10,000 or more in cash in a single transaction.
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Question 15 of 25
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Answer: B. On reasonable grounds to suspect money laundering
A suspicious transaction report is required when there are reasonable grounds to suspect that a transaction is related to money laundering or terrorist financing.
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Question 16 of 25
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Answer: A. At least 5 years
FINTRAC says all required records must be kept for at least 5 years.
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Question 17 of 25
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Answer: D. Every 2 years
FINTRAC requires a review of the compliance program's effectiveness every 2 years at a minimum.
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Question 18 of 25
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Answer: A. Consider using an armoured car service
Durham Regional Police advise businesses that handle larger amounts of cash to consider an armoured car service.
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Question 19 of 25
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Answer: A. Change your times and routes often
Edmonton police advise varying banking times and routes, avoiding obvious money bags, depositing at least daily and avoiding night deposits.
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Question 20 of 25
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Answer: A. One the clerk cannot open alone, or that needs two keys
Edmonton police recommend a safe the clerk cannot open alone, or one that needs two keys, with a sign saying so.
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Question 21 of 25
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Answer: C. Life imprisonment
Section 344 of the Criminal Code sets a maximum of life imprisonment for robbery, with minimum terms when certain firearms are used.
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Question 22 of 25
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Answer: C. Cooperate, do as you are told and do not resist
Edmonton police advise cooperating with the robber and not resisting. Your personal safety is more important than money.
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Question 23 of 25
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Answer: A. Only if you can reach it without being noticed
Edmonton police advise using a silent alarm only if you can reach it without the robber noticing.
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Question 24 of 25
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Answer: A. Yes, call them right away
Edmonton police say to call the police immediately after a robbery, even if you already set off the alarm.
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Question 25 of 25
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Answer: A. Refer them to police and do not discuss it
Edmonton police advise discussing the amount taken only with police and letting police answer news media questions.
Keyboard: 1–4 to answer, Enter for the next question.
What to know before the test
- British Columbia licenses armoured car guards and requires a use-of-force and firearms course designed for them, or equal experience or training.
- Ontario exempts people paid to provide an armoured vehicle service from security licensing. Alberta exempts armoured vehicle services that use armed guards.
- A guard who carries a handgun on duty needs a firearms licence and a federal Authorization to Carry.
- Since July 1, 2024, armoured car businesses must follow FINTRAC rules, including reports for cash of $10,000 or more.
- During a robbery, police advise cooperating and not resisting; your safety matters more than the money.
Frequently asked questions
Do I need a special licence to work on an armoured car?
It depends on the province. British Columbia requires an armoured car guard licence and a course designed for armoured car guards, while Ontario and Alberta exempt armoured vehicle services from provincial security licensing (in Alberta, the exemption covers transport in an armoured vehicle with armed guards). Any crew member who carries a firearm needs a firearms licence and an Authorization to Carry. This course is background knowledge only.
Do armoured car companies have to report to FINTRAC?
Yes. Since July 1, 2024, they must have a compliance program, verify clients, keep records for 5 years, and report large cash and suspicious transactions.
What should I do if someone tries to rob an armoured car crew at my site?
Do not get involved. Keep yourself and others safe, call 911 when it is safe, note what you see, and give your notes to police.
Should a site guard help the crew carry cash?
Only if your post orders say so. The crew follows its own procedures; your job is usually to keep the area clear, stay alert and report anything unusual.
Is the certificate accredited or officially recognised?
No. It is a private certificate of completion for knowledge only. It is not recognised, accredited or approved by any government, licensing body, regulator or educational institution, and it does not replace any licence, certification or training required by law.
Sources
- BC Security Services Regulation (B.C. Reg. 207/2008)
- Government of BC: Rules for security workers
- Government of Alberta: Security Services and Investigators Act policy manual
- Government of Ontario: Requirements for security guards and private investigators
- Authorizations to Carry Restricted Firearms and Certain Handguns Regulations (SOR/98-207)
- FINTRAC: Armoured cars
- Edmonton Police Service: Commercial robbery
- Criminal Code, section 344 (robbery)