Understanding Job Ads and Applications Course: Spotting job scams

1. Pergunta 1 de 17

   A "job" asks you to pay a deposit or fee before you can start. What does the Canadian Anti-Fraud Centre advise?

   • ANever pay deposits or fees for a job
   • BPay with gift cards because they are safer
   • CPay only if they promise a refund
   • DPay half now and half after your first paycheque
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   Resposta: A. Never pay deposits or fees for a job

   The CAFC lists upfront deposits and fees as a warning sign and says never to pay them for a job.

2. Pergunta 2 de 17

   Which of these is a warning sign of a job scam?

   • AThe ad lists a closing date
   • BThe ad lists the wage and hours
   • CThe employer asks for a resume and a short cover letter
   • DYou get a job offer for a job you never applied for
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   Resposta: D. You get a job offer for a job you never applied for

   The CAFC lists an offer for a job you never applied for as a warning sign.

3. Pergunta 3 de 17

   A recruiter writes from a free web-based email address instead of an email at the company's own domain. Why does this matter?

   • AIt means the job is remote
   • BIt proves the company is a government employer
   • CThe CAFC lists it as a warning sign of a job scam
   • DIt means the company has no website yet, which is normal
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   Resposta: C. The CAFC lists it as a warning sign of a job scam

   The CAFC says a company using a web-based email instead of an official business domain is a warning sign.

4. Pergunta 4 de 17

   A new "employer" sends you a cheque, asks you to deposit it and send part of the money back. What is this most likely?

   • AA normal signing bonus
   • BA counterfeit cheque scam
   • CA direct deposit test
   • DA tax refund from your TD1
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   Resposta: B. A counterfeit cheque scam

   In a counterfeit cheque scam, fraudsters send a fake cheque with a reason why you must cash it and return part of the money.

5. Pergunta 5 de 17

   A "payment processor" job asks you to receive money in your bank account and forward it to others. What is the risk?

   • AYour SIN will expire and you will need a new one
   • BNone, because this is simply how normal payroll works
   • CYou may have to pay slightly more income tax that year
   • DYou could become a money mule for criminals
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   Resposta: D. You could become a money mule for criminals

   The CAFC warns that financial agent jobs can make you a money mule. Being asked to receive and forward money is a warning sign.

6. Pergunta 6 de 17

   A mystery shopper "job" sends you a cheque and asks you to buy gift cards with the money. What can happen?

   • AThe bank pays you a bonus for buying the gift cards
   • BYou get to keep the gift cards as your pay for the work
   • CNothing, because a cheque from a business cannot be fake
   • DThe cheque is fake and you end up owing the bank
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   Resposta: D. The cheque is fake and you end up owing the bank

   The CAFC describes mystery shopper scams where a fake cheque is used and the victim ends up owing the bank.

7. Pergunta 7 de 17

   You are offered good money to put a company logo on your car, then asked to pay "graphics" fees after receiving a cheque. What is this?

   • AA car wrapping scam
   • BA normal advertising contract
   • CA delivery driver job
   • DAn insurance requirement
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   Resposta: A. A car wrapping scam

   In car wrapping scams, a fake cheque arrives and you are asked to pay fees with your own money.

8. Pergunta 8 de 17

   An online store "job" shows a balance you have earned, but you must deposit more money to "unlock" it. What should you do?

   • ADeposit more money so you can withdraw your earnings
   • BAsk a friend to make the deposit for you instead
   • CStop sending money and report it
   • DRecruit new workers to raise your balance faster
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   Resposta: C. Stop sending money and report it

   Deposits to "unlock" earnings and a balance you cannot withdraw are CAFC warning signs of fake work-from-home jobs.

9. Pergunta 9 de 17

   Why does the CAFC warn people to be careful with cryptocurrency in job offers?

   • ACrypto is always insured by the bank
   • BCrypto payments are needed for a SIN
   • CCrypto is the only legal way to be paid in Canada
   • DCrypto transfers usually cannot be reversed
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   Resposta: D. Crypto transfers usually cannot be reversed

   The CAFC notes that cryptocurrency transfers usually cannot be reversed, so lost money is hard to get back.

10. Pergunta 10 de 17

    How can you check that a company offering you a job is real?

    • ACall the phone number given in the message you received
    • BFind its official website yourself and call its official number
    • CReply to the same email and ask whether the job is real
    • DTrust the offer if the company logo looks professional
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    Resposta: B. Find its official website yourself and call its official number

    The CAFC advises checking the company's official website and calling its official number. Contact details in a scam message may be fake.

11. Pergunta 11 de 17

    Read the ad. The sender wants your SIN before any interview or offer. Why is this a red flag?

    REMOTE ADMIN ASSISTANT - EARN $900 A WEEK!

    Hi! You were selected from an online resume database. No experience needed. Work from home about 2 hours a day.

    To start today, reply with your SIN, a photo of your driver's licence and your bank account details. Contact: globalstaff.hiring@freemail-example.com

    We will mail you a cheque for $2,500. Deposit it, keep $400 as your first pay, and send the rest by e-transfer to our supplier for your office equipment.

    Reply within 24 hours or your spot goes to someone else.

    • AYou only need to give your SIN after you are hired
    • BYour SIN must be printed on every resume you send out
    • COnly employers in Ontario are allowed to ask for a SIN
    • DSINs can only be given to employers by fax or mail
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    Resposta: A. You only need to give your SIN after you are hired

    Service Canada says you do not need to give your SIN for job applications. Employers need it after you are hired, to report your income.

12. Pergunta 12 de 17

    Read the ad. What will most likely happen if you deposit the cheque and send money to the "supplier"?

    REMOTE ADMIN ASSISTANT - EARN $900 A WEEK!

    Hi! You were selected from an online resume database. No experience needed. Work from home about 2 hours a day.

    To start today, reply with your SIN, a photo of your driver's licence and your bank account details. Contact: globalstaff.hiring@freemail-example.com

    We will mail you a cheque for $2,500. Deposit it, keep $400 as your first pay, and send the rest by e-transfer to our supplier for your office equipment.

    Reply within 24 hours or your spot goes to someone else.

    • AThe bank will cover the full loss because it cashed the cheque
    • BYou keep $400 and the rest goes to a real equipment supplier
    • CThe cheque is fake and you lose the money you sent
    • DYou will receive office equipment and a signed contract
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    Resposta: C. The cheque is fake and you lose the money you sent

    This is a counterfeit cheque scam. When the fake cheque is returned, the money you sent is gone and you may owe the bank.

13. Pergunta 13 de 17

    Read the ad. It says you must reply within 24 hours. What does the CAFC advise?

    REMOTE ADMIN ASSISTANT - EARN $900 A WEEK!

    Hi! You were selected from an online resume database. No experience needed. Work from home about 2 hours a day.

    To start today, reply with your SIN, a photo of your driver's licence and your bank account details. Contact: globalstaff.hiring@freemail-example.com

    We will mail you a cheque for $2,500. Deposit it, keep $400 as your first pay, and send the rest by e-transfer to our supplier for your office equipment.

    Reply within 24 hours or your spot goes to someone else.

    • AForward the message to friends so they can apply too
    • BReply right away so that you do not lose the job offer
    • CSend only half of the details requested
    • DTake time before you respond to unknown job messages
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    Resposta: D. Take time before you respond to unknown job messages

    Scammers use pressure to rush you. The CAFC advises taking time before responding to unknown job messages.

14. Pergunta 14 de 17

    Which phone number does the Canadian Anti-Fraud Centre list for reporting fraud?

    • A211
    • B1-888-495-8501
    • C7726
    • D311
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    Resposta: B. 1-888-495-8501

    You can report fraud to local police, through the Report Cybercrime and Fraud website, or by phone at 1-888-495-8501.

15. Pergunta 15 de 17

    Does a job appearing on Job Bank guarantee that it is real?

    • ANo; Job Bank only lists jobs outside Canada
    • BYes; every posting is checked by police before it goes live
    • CNo; Job Bank cannot guarantee that a posting is real
    • DYes; only government jobs are allowed on Job Bank
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    Resposta: C. No; Job Bank cannot guarantee that a posting is real

    Each Job Bank posting has a notice that the Government of Canada cannot guarantee its authenticity. Stay alert even on trusted sites.

16. Pergunta 16 de 17

    You think a Job Bank posting is fake. How can you tell Job Bank?

    • AUse the "Report a problem with this job posting" button
    • BCall the phone number in the posting and complain
    • CNothing; a posting cannot be reported once it is live
    • DApply to it and mention the problem in your cover letter
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    Resposta: A. Use the "Report a problem with this job posting" button

    Every Job Bank posting has a "Report a problem with this job posting" button so Job Bank can review it.

17. Pergunta 17 de 17

    Someone offers to guarantee you a job and a visa to Canada if you pay a fee. What is true?

    • AIt is safe as long as the person has a professional website and logo
    • BIt is safe if you pay by gift card or crypto
    • CNo one can guarantee you a job or a visa to Canada
    • DIt is safe as long as the fee is small
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    Resposta: C. No one can guarantee you a job or a visa to Canada

    Immigration, Refugees and Citizenship Canada warns that no one can guarantee you a job or a visa to Canada.

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